{"id":1217,"date":"2009-05-13T00:00:00","date_gmt":"2009-05-13T00:00:00","guid":{"rendered":"https:\/\/staging.jbh.is\/?p=1217"},"modified":"2020-09-22T13:27:47","modified_gmt":"2020-09-22T13:27:47","slug":"swindlers-list-hagfraedi-eda-hindurvitni","status":"publish","type":"post","link":"https:\/\/jbh.is\/?p=1217","title":{"rendered":"SWINDLER\u00b4S LIST: HAGFR\u00c6\u00d0I E\u00d0A HINDURVITNI?"},"content":{"rendered":"<p>Samt hefur enginn veri\u00f0 \u00e1k\u00e6r\u00f0ur enn\u00fe\u00e1, hva\u00f0 \u00fe\u00e1 sakfelldur. Hva\u00f0 dvelur r\u00e9ttv\u00edsina? \u201cSlow justice is no justice\u201d, segja Bretar. \u00dea\u00f0 er of seint a\u00f0 b\u00ed\u00f0a \u00feanga\u00f0 til t\u00e6tararnir hafa eytt \u00f6llum s\u00f6nnunarg\u00f6ngunum, eins og Dr. William K. Black, hagfr\u00e6\u00f0ipr\u00f3fessor vi\u00f0 h\u00e1sk\u00f3lann \u00ed Kansas City \u00ed Missouri, sag\u00f0i \u00ed h\u00e1sk\u00f3lafyrirlestri \u00ed \u00d6skju s.l. m\u00e1nudag, 11. ma\u00ed.<\/p>\n\n\n<!--more Lesa meira-->\n\n\n<p>Hagfr\u00e6\u00f0ipr\u00f3fessorar kenna \u00fea\u00f0, sem kunnugt er, \u00ed hundra\u00f0 \u00fe\u00fasund h\u00e1sk\u00f3lum, a\u00f0 frambo\u00f0 og eftirspurn \u00e1 samkeppnism\u00f6rku\u00f0um tryggi neytendum l\u00e6gsta m\u00f6gulega ver\u00f0 og \u00fej\u00f3\u00f0f\u00e9laginu \u00ed heild bestu n\u00fdtingu framlei\u00f0slu\u00fe\u00e1ttanna. \u00deeir sem teki\u00f0 hafa blinda tr\u00fa \u00e1 \u00f3skeikulleika marka\u00f0anna, tr\u00faa \u00fev\u00ed jafnframt, a\u00f0 breg\u00f0i eitthva\u00f0  \u00fat af l\u00f6gm\u00e1linu um stund, \u00fe\u00e1 lei\u00f0r\u00e9tti marka\u00f0irnir sig sj\u00e1lfir. Marka\u00f0irnir eru sag\u00f0ir \u201cself-regulating.\u201d \u00dea\u00f0 ver\u00f0ur fr\u00e6gt \u00ed textab\u00f3kum framt\u00ed\u00f0arinnar \u00ed fj\u00e1rm\u00e1lafr\u00e6\u00f0um, \u00feegar Alan Greenspan, fv. se\u00f0labankastj\u00f3ri Bandar\u00edkjanna (og talinn \u00f3skeikulll \u00e1 sinni t\u00ed\u00f0) var dreginn fyrir \u00feingnefnd og be\u00f0inn um a\u00f0 \u00fatsk\u00fdra, hvers vegna helstu fj\u00e1rm\u00e1lafyrirt\u00e6ki Bandar\u00edkjanna (og \u00fe.m.t. heimsins) v\u00e6ru hrunin, e\u00f0a a\u00f0 hruni komin.<\/p>\n<h2>Gu\u00f0inn sem br\u00e1st<\/h2>\n<p>Greenspan ger\u00f0i \u00fe\u00e1 s\u00f6gulega j\u00e1tningu. Hann sag\u00f0i: \u00cd 40 \u00e1r hef \u00e9g tr\u00faa\u00f0 \u00fev\u00ed, a\u00f0 marka\u00f0irnir lei\u00f0r\u00e9tti sig sj\u00e1lfir. R\u00edki\u00f0 \u00feyrfti \u00fev\u00ed ekki a\u00f0 setja \u00feeim reglur e\u00f0a hafa eftirlit me\u00f0 framg\u00f6ngu fyrirt\u00e6kja \u00e1 marka\u00f0i. Reglusetningin og \u00edhlutunin v\u00e6ri ekki einasta \u00f3\u00fearfi \u2013 heldur beinl\u00ednis ska\u00f0leg. \u00c9g vi\u00f0urkenni, a\u00f0 \u00e9g hef haft skelfilega rangt fyrir m\u00e9r \u201cI admit I\u00b4ve been terribly wrong.\u201d \u00deessi s\u00f6gulega j\u00e1tning \u00e6tti a\u00f0 vera innr\u00f6mmu\u00f0 uppi \u00e1 vegg \u00e1 kont\u00f3rum allra fj\u00e1rm\u00e1lar\u00e1\u00f0herra og se\u00f0labankastj\u00f3ra heimsins \u2013 \u00feeim til \u00e1minningar.<\/p>\n<p>H\u00f6fu\u00f0kenning frj\u00e1lshyggjunnar, sem hefur veri\u00f0 r\u00edkjandi r\u00e9tttr\u00fana\u00f0ur \u00ed amer\u00edskri akadem\u00edu og p\u00f3lit\u00edk s.l. 30 \u00e1r, er sem kunnugt er s\u00fa, a\u00f0 R\u00edki\u00f0 s\u00e9 \u00e6vinlega partur af vandanum, en aldrei partur af lausninni. \u00cdhlutun r\u00edkisins s\u00e9 \u00e6vinlega af hinu illa, \u00fev\u00ed a\u00f0 marka\u00f0irnir lei\u00f0r\u00e9tti sig sj\u00e1lfir. \u00deeir \u00feurfi \u00fev\u00ed hvorki \u00e1 umfer\u00f0arreglum n\u00e9 eftirliti a\u00f0 halda. \u00deess vegna beri a\u00f0 einkav\u00e6\u00f0a og afnema reglur og eftirlit. \u00deess vegna beri a\u00f0 afl\u00e9tta \u00ed\u00feyngjandi sk\u00f6ttum \u00e1 fyrirt\u00e6ki og fj\u00e1rmagnseigendur. \u00deess vegna beri a\u00f0 veita fj\u00e1rfestum og forstj\u00f3rum fullt frelsi til athafna, \u00fev\u00ed a\u00f0 \u00fea\u00f0 muni h\u00e1marka hagv\u00f6xtinn. A\u00f0 v\u00edsu muni hinir r\u00edku gr\u00e6\u00f0a \u00e1 t\u00e1 og fingri. En \u00fea\u00f0 s\u00e9 af hinu g\u00f3\u00f0a, \u00fev\u00ed a\u00f0 fyrr en s\u00ed\u00f0ar muni au\u00f0urinn seytla ni\u00f0ur til hinna snau\u00f0u og \u00feurfandi. \u00dea\u00f0 heitir \u201ctrickle-down\u201d \u00ed fr\u00e6\u00f0unum.<\/p>\n<p>Vi\u00f0, l\u00e6risveinar Keynes, h\u00f6fum l\u00f6ngum \u00fe\u00f3st vita, a\u00f0 \u00feessi kenning v\u00e6ri svo sem engin hagv\u00edsindi, heldur \u00fevert \u00e1 m\u00f3ti hindurvitni \u00ed \u00fe\u00e1gu hinna ofurr\u00edku. Hagsagan hefur l\u00edka s\u00fdnt \u00fea\u00f0, a\u00f0 s\u00fa sko\u00f0un er r\u00e9tt. \u00c1 fyrra t\u00edmibili frj\u00e1lshyggjunnar, upp \u00far fyrra str\u00ed\u00f0i, var marka\u00f0s\u00f6flunum gefinn laus taumurinn, reglur afnumdar og eftirlit skert. \u00dea\u00f0 enda\u00f0i \u00ed heimskreppunni, sem h\u00f3fst 1929. New Deal Roosevelts bygg\u00f0i m.a. \u00e1 \u00fev\u00ed a\u00f0 skilja \u00ed sundur vi\u00f0skiptabanka og \u00e1h\u00e6ttusj\u00f3\u00f0i og a\u00f0 endurreisa regluverk og eftirlit. Norr\u00e6nir s\u00f3s\u00edal-dem\u00f3kratar ger\u00f0u sl\u00edkt hi\u00f0 sama. Evr\u00f3pa fylgdi \u00ed kj\u00f6lfari\u00f0 eftir seinna str\u00ed\u00f0. \u00dev\u00ed fylgdi einstakt bl\u00f3maskei\u00f0 \u00ed hag\u00fer\u00f3un Vesturlanda. \u00dea\u00f0 var ekki einasta \u00f6r hagv\u00f6xtur, heldur var\u00f0 tekju- og eignaskiptingin jafnari en \u00e1\u00f0ur haf\u00f0i veri\u00f0. Frj\u00e1lshyggjuskei\u00f0i\u00f0, sem h\u00f3fst me\u00f0 Reagan og Thatcher um 1980, sneri \u00feessu \u00f6llu \u00e1 hvolf. Kap\u00edtalistarnir fengu a\u00f0 leika lausum hala. Aflei\u00f0ingin er \u00f3jafna\u00f0ar\u00fej\u00f3\u00f0f\u00e9lag og marka\u00f0shrun. Kap\u00edtalistarnir hafa \u00fev\u00ed sem n\u00e6st gengi\u00f0 af kap\u00edtalismanum dau\u00f0um.<\/p>\n<h2>Tr\u00fabo\u00f0 gr\u00e6\u00f0ginnar<\/h2>\n<p>Dr. Black, sem m\u00e6tti \u00ed Silfur Egils s.l. sunnudag og tala\u00f0i \u00ed h\u00e1sk\u00f3lanum \u00ed h\u00e1deginu \u00e1 m\u00e1nudag, hefur lagt fram athyglisver\u00f0an skerf til sk\u00fdringar \u00e1 \u00feessum hrunadansi frj\u00e1lshyggjunnar. Hann s\u00fdndi fram \u00e1, a\u00f0 hagfr\u00e6\u00f0ingum hefur l\u00e1\u00f0st \u00ed kenningasm\u00ed\u00f0 sinni a\u00f0 gera r\u00e1\u00f0 fyrir \u00fev\u00ed, a\u00f0 jafnvel g\u00f3\u00f0ir menn geti gert sig seka um illvirki, ef hvatningin til \u00f3d\u00e6\u00f0isverka er n\u00e6gilega freistandi. \u00deetta er v\u00edst mannlegt e\u00f0li, segir s\u00e1lfr\u00e6\u00f0in.<\/p>\n<p>A\u00f0 v\u00edsu gerir hagfr\u00e6\u00f0in r\u00e1\u00f0 fyrir \u00fev\u00ed, a\u00f0 menn l\u00e1ti stj\u00f3rnast af hv\u00f6tum (e. incentives). \u00cd kap\u00edtalisku kerfi er \u00fea\u00f0 hlutverk kap\u00edtalistans a\u00f0 gr\u00e6\u00f0a. \u00dea\u00f0 \u00feykir einkar lofsvert, af \u00fev\u00ed a\u00f0 gert er r\u00e1\u00f0 fyrir \u00fev\u00ed, a\u00f0 me\u00f0 \u00fev\u00ed a\u00f0 leggja r\u00e6kt vi\u00f0 eigingirni s\u00edna, geri kap\u00edtalistinn \u00f6\u00f0rum gott (skapi atvinnu og \u00fear me\u00f0 eftirspurn).  Allt fr\u00e1 d\u00f6gum Adams Smith, hins skoska gu\u00f0f\u00f6\u00f0ur hagfr\u00e6\u00f0innar, hafa menn vilja\u00f0 tr\u00faa \u00feessari undarlegu kenningu, a\u00f0 virkjun eigingirninnar lei\u00f0i til g\u00f3\u00f0s fyrir fj\u00f6ldann.<\/p>\n<p>Ef reynslan s\u00fdnir \u00e1 hinn b\u00f3ginn, a\u00f0 gr\u00f3\u00f0ahv\u00f6tin geri kap\u00edtalistann a\u00f0 gl\u00e6pamanni, sem skirrist einskis \u00ed gr\u00f3\u00f0af\u00edkn sinni; og a\u00f0 \u00ed lei\u00f0inni safnist gr\u00f3\u00f0inn \u00e1 \u00e6 f\u00e6rri hendur, \u00e1 sama t\u00edma og kj\u00f6r alls \u00feorra almennings fara versnandi \u2013 \u00fe\u00e1 er illa komi\u00f0 fyrir kenningunni og kap\u00edtalismanum \u00ed lei\u00f0inni.<\/p>\n<p>\u00dea\u00f0 er n\u00e1kv\u00e6mlega \u00feetta sem Dr. Black hefur veri\u00f0 a\u00f0 rannsaka s.l. 40 \u00e1r. Kenning hans um f-or\u00f0i\u00f0 (e. fraud  &#8211;  \u00e1 \u00edslensku svindl)  er s\u00fa a\u00f0 ef forstj\u00f3rinn b\u00fdr  vi\u00f0 \u00f3m\u00f3tst\u00e6\u00f0ilega hvatningu til a\u00f0 hla\u00f0a upp skammt\u00edmagr\u00f3\u00f0a, hva\u00f0 svo sem \u00fea\u00f0 kostar, \u00fe\u00e1 mun hann l\u00e1ta lei\u00f0ast \u00ed freistni. \u00dea\u00f0 er s\u00e9rst\u00f6k undirkenning  \u00ed \u00feessum fr\u00e6\u00f0um (m.a. s. N\u00f3belsver\u00f0launu\u00f0), a\u00f0 \u00fev\u00ed a\u00f0eins geti fjarmagnseigendur treyst forstj\u00f3rum til a\u00f0 h\u00e1marka gr\u00f3\u00f0a sinn, a\u00f0 \u00feeir hafi beinna hagsmuna a\u00f0 g\u00e6ta \u00ed a\u00f0 h\u00e1marka ver\u00f0 hlutabr\u00e9fa \u00e1 kauph\u00f6llinni og \u00fear me\u00f0 ar\u00f0 eigendanna. \u00deetta er gert me\u00f0 ofurlaunum, b\u00f3nusum og s\u00e9rst\u00f6kum kaupr\u00e9tti \u00e1 hlutabr\u00e9fum \u00e1 vildarkj\u00f6rum.<\/p>\n<p>Til hvers lei\u00f0ir \u00feetta? \u00dea\u00f0  byrjar me\u00f0 \u00fev\u00ed a\u00f0 hagr\u00e6\u00f0a b\u00f3khaldinu. \u00deeir fela skuldir og \u00fdkja tekjur. \u00deeir m\u00fata me\u00f0stj\u00f3rnendum til a\u00f0 taka \u00fe\u00e1tt \u00ed leiknum. Svo magnast \u00feetta stig af stigi. Fyrst er \u00feetta \u00e1 gr\u00e1u sv\u00e6\u00f0i. Svo ver\u00f0ur ekki aftur sn\u00fai\u00f0. Loks er fari\u00f0 yfir landam\u00e6ri hins l\u00f6glega. Hluthafar f\u00e1 rangar uppl\u00fdsingar um raunverulega afkomu. Fj\u00e1rfestar eru blekktir. Marka\u00f0smisnotkun og innherjasvindl ver\u00f0ur daglegt brau\u00f0. Fyrst er \u00feetta \u00e1berandi \u00ed fj\u00e1rm\u00e1lafyrirt\u00e6kjnum. V\u00f6xtur \u00feeirra hefur reyndar veri\u00f0 svo \u00f6r s.l. tvo \u00e1ratugi, a\u00f0 papp\u00edrsau\u00f0urinn er or\u00f0inn meira en t\u00edfaldur \u00e1 vi\u00f0  framlei\u00f0slustarfsemi heimsins. Um lei\u00f0 og regluverki\u00f0 og eftirliti\u00f0 var afnumi\u00f0, bl\u00f3mstra\u00f0i \u00feessi i\u00f0ja.<\/p>\n<h2>Blekkingaleikur<\/h2>\n<p>Hugvitsemin vi\u00f0 a\u00f0 p\u00fasla saman fj\u00e1rm\u00e1lapr\u00f3d\u00faktum, sem bygg\u00f0u \u00e1 f\u00f6lskum afkomut\u00f6lum og skapandi b\u00f3khaldi, var takmarkalaus. Allt var \u00feetta h\u00e1timbra\u00f0a fj\u00e1rm\u00e1lakerfi fyrir  l\u00f6ngu or\u00f0i\u00f0 veruleikafirrt og byggt \u00e1 blekkingarleik, sem h\u00f6fundarnir sj\u00e1lfir voru h\u00e6ttir a\u00f0 botna \u00ed. \u00deetta var spilaborg, \u00fear sem gr\u00e6\u00f0gin leiddi tr\u00fagirnina s\u00e9r vi\u00f0 h\u00f6nd \u00ed \u00e1tt til gl\u00f6tunar.<\/p>\n<p>D\u00e6min sem Dr. Black nefndi um \u00fea\u00f0, hversu \u00fatbreitt svindli\u00f0 er or\u00f0i\u00f0 \u00ed amer\u00edskri fj\u00e1rm\u00e1lastarfsemi, eru legio. Eftirlitsstofnun, sem ger\u00f0i \u00fattekt skv. slembi\u00fartaki, \u00e1 st\u00f3ru ve\u00f0l\u00e1nasafni bandar\u00edskra banka, komst a\u00f0 \u00feeirri ni\u00f0urst\u00f6\u00f0u, a\u00f0 80%  af \u00feessum fj\u00e1rm\u00e1laskuldbindingum voru beinl\u00ednis bygg\u00f0ar \u00e1 svindli. \u00dea\u00f0 breytti ekki \u00fev\u00ed, a\u00f0 al\u00fej\u00f3\u00f0lega virt matsfyrirt\u00e6ki (eins og Standard &amp; Poor\u00b4s, Moody\u00b4s og Fitch, etc.) h\u00f6f\u00f0u gefi\u00f0 \u00feessum s\u00f6mu bankastofnunum mat upp \u00e1 \u201ctriple A\u201d \u2013 \u00ferefalt A.  Etir \u00e1 kom \u00e1 daginn, a\u00f0 \u00feessi vir\u00f0ulegu matsfyrirt\u00e6ki (sem eru sj\u00e1lf kostu\u00f0 af fj\u00e1rm\u00e1lastofnununum) h\u00f6f\u00f0u ekki haft fyrir \u00fev\u00ed a\u00f0 l\u00edta \u00e1 eitt einasta \u201cskuldaportf\u00f3l\u00edo.\u201d<\/p>\n<p>\u00deetta eru s\u00f6mu eftirlitsstofnanirnar og g\u00e1fu \u00edslensku b\u00f6nkunum glimrandi heilbrig\u00f0isvottor\u00f0 fram undir \u00fea\u00f0 s\u00ed\u00f0asta, \u00fe\u00f3tt \u00fe\u00e6r vissu fullvel, a\u00f0 hvorki r\u00edkisstj\u00f3\u00f0ur \u00cdslands n\u00e9 se\u00f0labankinn byggju yfir svo digrum gjaldeyrissj\u00f3\u00f0um, a\u00f0 dyg\u00f0i til a\u00f0 bjarga b\u00f6nkunum, \u00feegar \u00feeir g\u00e6tu ekki lengur v\u00e9la\u00f0 til s\u00edn sparif\u00e9 almennings \u00ed Bretlandi og Hollandi til a\u00f0 endurfj\u00e1rmagna skuldas\u00f6fnin (e\u00f0a til a\u00f0 f\u00e1 sitt daglega fix, eins og \u00fea\u00f0 heitir \u00e1 m\u00e1li d\u00f3pf\u00edklanna).<\/p>\n<h2>Aftur til Keynes<\/h2>\n<p>Er svindl af \u00feessu tagi undantekning fr\u00e1 reglunni? Vi\u00f0 h\u00e9ldum \u00fea\u00f0 lengi vel \u00ed sakleysi okkar. Margur veit ekki lengur, hverju tr\u00faa skal. En d\u00e6min sem Dr. Black t\u00edundar \u00ed b\u00f3kum s\u00ednum og fyrirlestrum benda til \u00feess, a\u00f0 vi\u00f0 s\u00e9um ekki a\u00f0 tala um tilviljunarkennd fr\u00e1vik fr\u00e1 reglunni. Hann f\u00e6rir r\u00f6k fyrir \u00fev\u00ed, a\u00f0 svindli\u00f0 s\u00e9 heg\u00f0unarmynstur, sem s\u00e9 kerfisl\u00e6gt. Fr\u00e1 og me\u00f0 \u00fev\u00ed a\u00f0 stj\u00f3rnv\u00f6ld leggja af regluverk og eftirlit, ver\u00f0i svindli\u00f0 a\u00f0 faraldri.<\/p>\n<p>\u00deetta \u00fe\u00fd\u00f0ir, a\u00f0 allt tal um fullkomna marka\u00f0i er f\u00e1sinna. Allt tal um, a\u00f0 frj\u00e1ls samkeppni tryggi hagsmuni neytenda er bara huggunars\u00f6gur handa einfeldningum. Ef \u00feeir sem svindla mest, n\u00e1 bestum \u00e1rangri, \u00fe\u00fd\u00f0ir \u00fea\u00f0 a\u00f0 \u00feeir, sem fara eftir leikreglunum, ver\u00f0a undir. Ef b\u00f3khaldi og afkomut\u00f6lum er ekki a\u00f0 treysta er au\u00f0velt a\u00f0 f\u00e9fletta \u00fe\u00e1, sem ekki b\u00faa yfir r\u00e9ttum uppl\u00fdsingum. Allt heila kerfi\u00f0 ver\u00f0ur ma\u00f0ksmogi\u00f0 af spillingu. \u00d3beisla\u00f0 marka\u00f0skerfi lei\u00f0ir a\u00f0 lokum til \u00feess, a\u00f0 fj\u00e1rmagni\u00f0 safnast \u00e1 f\u00e1ar hendur hinna ofurr\u00edku (1% framteljenda \u00ed Bandar\u00edkjunum) \u00e1 sama t\u00edma og kj\u00f6r almennings sta\u00f0na e\u00f0a r\u00fdrna a\u00f0 kaupm\u00e6tti, eins og gerst hefur \u00ed Bandar\u00edkjunum s.l. aldarfj\u00f3r\u00f0ung.<\/p>\n<p>Si\u00f0fer\u00f0ilegt gjald\u00ferot frj\u00e1lshyggjunnar er endanlega sta\u00f0fest, \u00feegar \u00feeir sem einkav\u00e6ddu gr\u00f3\u00f0ann krefjast n\u00fa \u00feess, a\u00f0 tapi\u00f0 ver\u00f0i \u00fej\u00f3\u00f0n\u00fdtt. Svarti ma\u00f0urinn fr\u00e1 Chicago, sem n\u00fa situr \u00ed Hv\u00edta h\u00fasinu, \u00fear sem hann t\u00f3k vi\u00f0 \u00ferotab\u00fai frj\u00e1lshyggjunnar \u00far hendi Bush \u00e6ttarinnar, hefur n\u00fa ekki undan a\u00f0 moka almannaf\u00e9 ofan \u00ed botnlausa h\u00edt gr\u00e6\u00f0giskap\u00edtalismans, sem hefur sett efnahagskerfi Bandar\u00edkjanna og alls heimsins \u00far skor\u00f0um.<\/p>\n<p>Barak Obama \u00e1 n\u00fa tveggja kosta v\u00f6l: A\u00f0 freista \u00feess a\u00f0 halda \u00feessu h\u00e1timbra\u00f0a fj\u00e1rm\u00e1lakerfi \u00e1fram uppi me\u00f0 \u00fev\u00ed a\u00f0 d\u00e6la \u00ed \u00fea\u00f0 almannaf\u00e9 \u00ed \u00feeirri von a\u00f0 \u00feannig megi halda uppi atvinnu og ver\u00f0m\u00e6task\u00f6pun; e\u00f0a a\u00f0 l\u00e1ta \u00fea\u00f0 ri\u00f0a til falls, eins og hverja a\u00f0ra spilaborg, sem bygg\u00f0 var \u00e1 sandi. Og hefjast s\u00ed\u00f0an handa vi\u00f0 a\u00f0 byggja upp n\u00fdtt kerfi \u00e1 r\u00fastunum. \u00dea\u00f0 eru fleiri en hann sem standa \u00ed s\u00f6mu sporum. En hvora lei\u00f0ina sem menn fara, \u00fe\u00e1 er eitt v\u00edst: Lei\u00f0s\u00f6gnina \u00fat \u00far \u00f3g\u00f6ngunum er ekki a\u00f0 finna \u00ed hugmyndafr\u00e6\u00f0ikreddum frj\u00e1lshyggjupostulanna, sem kenndar hafa veri\u00f0 sem v\u00edsindi \u00e1 undanf\u00f6rnum \u00e1ratugum. N\u00e6r v\u00e6ri a\u00f0 dusta ryki\u00f0 af Keynes og rifja upp afrek Roosevelts \u00ed New Deal.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u00dea\u00f0 er ekki \u00f3venjuleg sj\u00f3n n\u00fa til dags,  a\u00f0 sj\u00e1 vi\u00f0skiptah\u00f6lda leidda \u00ed handj\u00e1rnum \u00ed tugth\u00fasi\u00f0 \u2013 \u00fe.e.a. s. \u00e1 sj\u00f3nvarpsskj\u00e1m \u00ed Bandar\u00edkjunum. V\u00edsbendingarnar hrannast n\u00fa upp fr\u00e1 degi til dags um, a\u00f0 okkar menn hafi ekki gefi\u00f0 amer\u00edskum kollegum s\u00ednum neitt eftir \u00ed svindlinu. <\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1,9],"tags":[],"class_list":["post-1217","post","type-post","status-publish","format-standard","hentry","category-allar_greinar","category-greinar_og_vidtol"],"_links":{"self":[{"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/posts\/1217","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/jbh.is\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1217"}],"version-history":[{"count":2,"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/posts\/1217\/revisions"}],"predecessor-version":[{"id":2831,"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/posts\/1217\/revisions\/2831"}],"wp:attachment":[{"href":"https:\/\/jbh.is\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1217"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jbh.is\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1217"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jbh.is\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}