H\u00e9r hefur \u00fe\u00fa s\u00f6guna alla \u00ed hnotskurn \u00e1 238 bla\u00f0s\u00ed\u00f0um og \u00e1 ensku \u00ed kaupb\u00e6ti. \u00deetta er m.\u00f6.o. tilvalin j\u00f3lagj\u00f6f handa vinum og \u00e6ttingjum \u00ed \u00fatl\u00f6ndum, ekki s\u00edst handa \u00feeim, sem fl\u00fai\u00f0 hafa landi\u00f0 og eru enn a\u00f0 reyna a\u00f0 \u00e1tta sig \u00e1 \u00fev\u00ed, fyrir hverju \u00feeir ur\u00f0u.<\/p>\n\n\n\n\n\n
\u00deessi b\u00f3k er s\u00e9rst\u00f6k \u00ed vaxandi fl\u00f3ru hrunb\u00f3kmennta. Flestar hinar l\u00fdsa hruninu utan fr\u00e1 og eftir \u00e1. Ekki \u00feessi. H\u00fan segir s\u00f6guna, eins og h\u00fan ger\u00f0ist, innan fr\u00e1, eins og h\u00f6fundurinn fylgdist me\u00f0 atbur\u00f0ar\u00e1sinni sem v\u00edxlari \u00e1 Kauph\u00f6llinni. Hann l\u00fdsir a\u00f0draganda hrunsins og eftirk\u00f6stum me\u00f0 v\u00edsan til eigin reynslu og \u00fat fr\u00e1 kynnum af f\u00f3lki, sem sj\u00e1lft t\u00f3k \u00fe\u00e1tt \u00ed hrunadansinum.<\/p>\n
\u00deetta er \u00fearna allt saman. Hverjir einkav\u00e6ddu fiskinn \u00ed sj\u00f3num og keyptu s\u00e9r me\u00f0 \u00fev\u00ed p\u00f3lit\u00edskan stu\u00f0ning \u00e1 landsbygg\u00f0inni? Og fj\u00e1rm\u00f6gnu\u00f0u \u00ed upphafi ofv\u00f6xt bankanna, \u00e1samt hinum ver\u00f0trygg\u00f0u l\u00edfeyrissj\u00f3\u00f0um, eftir a\u00f0 formenn helmingaskiptaflokkanna h\u00f6f\u00f0u einkavinav\u00e6tt r\u00edkisbankana \u00ed hendurnar \u00e1 p\u00f3lit\u00edskum skj\u00f3lst\u00e6\u00f0ingum s\u00ednum. Sagan af \u00fev\u00ed, hvernig hinir n\u00fdju eigendur bankanna r\u00e6ndu \u00fe\u00e1 innan fr\u00e1, me\u00f0 \u00fev\u00ed a\u00f0 ausa \u00fat ve\u00f0lausum l\u00e1num til eigin fyrirt\u00e6kja og venslamanna, er r\u00e6kilega t\u00edundu\u00f0.<\/p>\n
H\u00f6fundurinn l\u00fdsir \u00fev\u00ed vel, hvernig bankarnir voru a\u00f0 lokum afhj\u00fapa\u00f0ir sem d\u00e6miger\u00f0 Ponzi-f\u00e9flettun. Um lei\u00f0 og erlenda l\u00e1nardrottna f\u00f3r a\u00f0 gruna, hvernig allt var \u00ed pottinn b\u00fai\u00f0, og h\u00e6ttu \u00fear me\u00f0 a\u00f0 endurfj\u00e1rmagna skuldas\u00fapuna, var spilaborgin hrunin. \u00deegar upp var sta\u00f0i\u00f0, \u00ed okt\u00f3ber 2008, h\u00f6f\u00f0u \u00fatlendingar tapa\u00f0 u.\u00fe.b. 50 millj\u00f6r\u00f0um dollara \u00e1 \u00e6vint\u00fdrinu. Gjald\u00ferot \u00edslensku bankanna \u00feriggja n\u00e6r inn \u00e1 listann yfir 11 st\u00e6rstu gjald\u00ferot fj\u00e1rm\u00e1las\u00f6gunnar. Pers\u00f3nulegt gjald\u00ferot Bj\u00f6rg\u00f3lfs Gu\u00f0mundssonar er ekki bara \u00cdslandsmet \u2013 \u00fea\u00f0 n\u00e6r \u00fev\u00ed a\u00f0 vera Bretlandsmet, \u00fear sem Lund\u00fanaborg er ein helsta fj\u00e1rm\u00e1lami\u00f0st\u00f6\u00f0 heimsins enn \u00ed dag. Skv. Moody\u00b4s var gjald\u00ferot \u00edslensku bankanna \u201e96% af \u00f6llum gjald\u00ferotum \u00ed Evr\u00f3pu \u00e1 \u00e1rinu 2008\u201c. Er nema von, a\u00f0 forseti l\u00fd\u00f0veldisins skyldi hafa haft \u00feessa snillinga \u00ed h\u00e1vegum?
\nListinn yfir brot \u00edslensku banksteranna \u00e1 reglum, skr\u00e1\u00f0um jafnt sem \u00f3skr\u00e1\u00f0um, sem gilda um stj\u00f3rnun og \u00e1h\u00e6ttust\u00fdringu \u00ed rekstri fj\u00e1rm\u00e1lafyrirt\u00e6kja, er langur. Allar meirih\u00e1ttar vi\u00f0skipta\u00e1kvar\u00f0anir voru teknar \u00e1 grundvelli \u201einnherja-vitneskju\u201c og marka\u00f0smisnotkun \u2013 s\u00fdndarvi\u00f0skipti til a\u00f0 halda uppi ver\u00f0i hlutabr\u00e9fa og b\u00f3khaldshagr\u00e6\u00f0ing \u201evirtra endursko\u00f0enda\u201c \u00ed sama skyni \u2013 var regla fremur en undantekning. \u00cd Bandar\u00edkjunum \u2013 h\u00e1borg hins eftirlitslausa r\u00e1nfengs-kap\u00edtalisma \u2013 er r\u00f6kstuddur grunur um afbrot af \u00feessu tagi n\u00e6g \u00e1st\u00e6\u00f0a til tafarlausrar \u00e1k\u00e6ru og nau\u00f0ungarvistunar \u00e1 bak vi\u00f0 l\u00e1s og sl\u00e1. Og eignir sl\u00edkra manna eru \u00feegar \u00ed sta\u00f0 \u201efrystar\u201c, hvar sem til \u00feeirra n\u00e6st. \u2013 \u00c1 \u00cdslandi hefur ein undirtylla \u00ed r\u00e1\u00f0uneyti veri\u00f0 sakfelld. Vegir r\u00e9ttv\u00edsinnar vir\u00f0ast vera \u00f3rannsakanlegir, r\u00e9tt eins og vegir drottins.<\/p>\n
Hva\u00f0 var\u00f0 um alla \u00feessa peninga \u2013 heyrir ma\u00f0ur oft spurt. Skyldi hinn s\u00e9rstaki saks\u00f3knari, sem \u00e1 a\u00f0 st\u00fdra leitinni, renna \u00e1 \u00fe\u00e1 sl\u00f3\u00f0, \u00e1\u00f0ur en yfir l\u00fdkur? T\u00e6pir tveir milljar\u00f0ar evra voru greiddir \u00fat \u00ed ar\u00f0 til eigenda bankanna \u00e1 \u00e1runum 2002-08. Eitthva\u00f0 af Landsbanka\u00fe\u00fdfinu, sem kennt er vi\u00f0 ICESAVE, er a\u00f0 s\u00f6gn kunnugra a\u00f0 finna \u00ed grunninum \u00e1 H\u00f6rpu. Annars m\u00e1 tr\u00falega rekja sl\u00f3\u00f0ina um skattaparad\u00edsir gegnum Luxembourg til Sviss, arab\u00edsku furstad\u00e6manna (\u00fear sem b\u00faa vinir Kaup\u00feingsmanna) og til As\u00edu (Hong Kong, Singapur og Malas\u00edu). Mbl. taldi sig vita (\u00ed feb. 2009) af inneignum \u00cdslendinga \u00ed nokkrum skattaparad\u00edsum a\u00f0 upph\u00e6\u00f0 437 millj\u00f3num evra \u00e1ri\u00f0 2007, 50 sinnum meira en fimm \u00e1rum \u00e1\u00f0ur.<\/p>\n
Sama \u00e1r er tali\u00f0, a\u00f0 fj\u00e1rmunaeign \u00cdslendinga \u00ed Hollandi og Luxembourg hafi numi\u00f0 6.14 millj\u00f6r\u00f0um evra. Mbl. hefur l\u00edka uppl\u00fdst, a\u00f0 d\u00f3tturfyrirt\u00e6ki \u00edslenskra banka \u00ed Luxembourg hafi stofna\u00f0 hundru\u00f0 eignarhaldsf\u00e9laga \u00e1 eynni Tort\u00f3lu fyrir \u00edslenska skj\u00f3lst\u00e6\u00f0inga. Vita\u00f0 er, a\u00f0 K\u00fdpur og eyjan M\u00f6n voru eftirs\u00f3ttir felusta\u00f0ir fyrir illa fengi\u00f0 f\u00e9 \u00edslenskra fj\u00e1rpl\u00f3gsmanna (vita\u00f0 er um 58 sk\u00faffuf\u00e9l\u00f6g af \u00feessu tagi \u00e1 K\u00fdpur og 78 \u00e1 M\u00f6n). Alla vega er ekki vita\u00f0 til \u00feess, a\u00f0 neinn hinna \u00edslensku fj\u00e1rm\u00e1lasnillinga, sem skildu eftir sig 120 milljar\u00f0a skuld, handa erlendum l\u00e1nardrottnum og \u00edslenskum skattgrei\u00f0endum a\u00f0 grei\u00f0a \u00e1 n\u00e6stu \u00e1rum, s\u00e9u \u00e1 fl\u00e6\u00f0iskeri staddir.<\/p>\n
Og hva\u00f0 er a\u00f0 fr\u00e9tta af stj\u00f3rnm\u00e1lam\u00f6nnunum, sem \u00e1ttu a\u00f0 g\u00e6ta hagsmuna almennings \u00e1 \u00e1ratugnum fyrir hrun, en \u00fdmist sofnu\u00f0u \u00e1 ver\u00f0inum e\u00f0a voru beinl\u00ednis \u00e1 m\u00e1la hj\u00e1 fj\u00e1rgl\u00e6fram\u00f6nnunum og hv\u00f6ttu \u00fe\u00e1 til d\u00e1\u00f0a? Einn situr \u00e1 ritstj\u00f3rast\u00f3li Morgunbla\u00f0sins \u00ed skj\u00f3li kv\u00f3taau\u00f0sins, \u00fear sem hann s\u00fdslar vi\u00f0 \u00fe\u00e1 i\u00f0ju a\u00f0 falsa s\u00f6guna fr\u00e1 degi til dags. Annar situr \u00fati \u00ed Kaupmannah\u00f6fn, sem \u00cdslendingar tr\u00fa\u00f0u for\u00f0um daga, a\u00f0 v\u00e6ri bygg\u00f0 fyrir ar\u00f0inn af \u00edslensku einokunarversluninni \u2013 \u00ed skj\u00f3li Norr\u00e6na r\u00e1\u00f0herrar\u00e1\u00f0sins. S\u00e1 \u00feri\u00f0ji situr \u00e1 Bessast\u00f6\u00f0um og stefnir \u00e1 fimmta kj\u00f6rt\u00edmabili\u00f0 sem forseti l\u00fd\u00f0veldisins. Al\u00feingi taldi s\u00e9r s\u00e6ma a\u00f0 stefna einum \u00feeirra \u2013 fyrrverandi fors\u00e6tisr\u00e1\u00f0herra \u2013 fyrir Landsd\u00f3m, en hl\u00edfa \u00f6llum hinum, sem sannanlega \u00e1ttu hlut a\u00f0 m\u00e1li. \u00c1 Al\u00feingi sitja enn fj\u00f6lmargir \u00feingmenn, sem bera sinn hlut hinnar p\u00f3lit\u00edsku \u00e1byrg\u00f0ar \u00e1 \u00fev\u00ed, hvernig f\u00f3r, og greiddu \u00fear atkv\u00e6\u00f0i um a\u00f0 velta \u00feeirri \u00e1byrg\u00f0 yfir \u00e1 einn mann. \u00c1byrg\u00f0 skipstj\u00f3rans \u00e1 strandi skips er vissulega mikil. En \u00ed \u00fev\u00ed tilviki eru alla vega haldin sj\u00f3pr\u00f3f, \u00fear sem enginn er fyrirfram undan\u00feeginn \u00e1byrg\u00f0. Svo skyldi engan undra, a\u00f0 Al\u00feingi er r\u00fai\u00f0 trausti.<\/p>\n
Hva\u00f0 me\u00f0 stj\u00f3rnm\u00e1laflokkana, sem b\u00e1ru h\u00f6fu\u00f0\u00e1byrg\u00f0 \u00e1 hruninu? \u00deeir hafa skipt um \u00e1s\u00fdnd forystumanna, en for\u00f0ast eins og heitan eldinn a\u00f0 gera upp vi\u00f0 afgl\u00f6p fort\u00ed\u00f0arinnar. \u00deeir bj\u00f3\u00f0a upp \u00e1 n\u00fdja menn til forystu, sem b\u00e1\u00f0ir eru \u00ed n\u00e1num tengslum vi\u00f0 vi\u00f0skiptakl\u00edkurnar, sem leiddu \u00cdsland \u00ed gl\u00f6tun. Og \u00fea\u00f0 er einmitt \u00fearna, sem hundurinn liggur grafinn. Krossvenslin voru ekki bara milli helstu vi\u00f0skiptakl\u00edknanna innbyr\u00f0is, heldur milli \u00feeirra og forystu \u201ehelmingaskiptaflokkanna\u201c – Sj\u00e1lfst\u00e6\u00f0is- og Frams\u00f3knarflokksins. Fyrst var \u00fea\u00f0 p\u00f3lit\u00edkin, sem \u00fathluta\u00f0i g\u00e6\u00f0unum til skj\u00f3lst\u00e6\u00f0inga sinna \u00ed vi\u00f0skiptal\u00edfinu. En \u00e1 \u00f6rskotsstundu reis skepnan gegn skapara s\u00ednum. Peningarnir t\u00f3ku v\u00f6ldin og stj\u00f3rnm\u00e1lamenn og flokkar voru \u00e1 m\u00e1la vi\u00f0skiptaj\u00f6franna. \u00deannig \u00fe\u00e1\u00f0i t.d. Sj\u00e1lfst\u00e6\u00f0isflokkurinn 60 millj\u00f3nir \u00ed kosningasj\u00f3\u00f0 sinn fr\u00e1 Landsbankanum og FL-Group, nokkrum d\u00f6gum \u00e1\u00f0ur en n\u00fd l\u00f6g t\u00f3ku gildi, sem b\u00f6nnu\u00f0u framl\u00f6g til stj\u00f3rnm\u00e1laflokka h\u00e6rri en 300 \u00fe\u00fasund. Og \u00feeir eru \u00f3f\u00e1ir stj\u00f3rnm\u00e1lamennirnir, sem \u00e1ttu p\u00f3lit\u00edskt l\u00edf sitt undir p\u00f3lit\u00edskum styrkjum \u00f3l\u00edgarkanna. Einstaka \u00feingmenn hafa horfi\u00f0 af \u00feingi vi\u00f0 sm\u00e1n, en flestir \u00feeirra, sem helst komu vi\u00f0 \u00feessa s\u00f6gu, sitja sem fastast. Sumir hafa \u00feegar n\u00e1\u00f0 endurkj\u00f6ri, eins og ekkert v\u00e6ri vi\u00f0 \u00fe\u00e1 a\u00f0 sakast. \u00dea\u00f0 segir reyndar meira um kj\u00f3sendur \u00feeirra en \u00fe\u00e1 sj\u00e1lfa. Og svarar um lei\u00f0 hinni spurningunni um, hvort almenningur hafi l\u00e6rt eitthva\u00f0 af hruninu.<\/p>\n
S-h\u00f3purinn, sem r\u00e9\u00f0i yfir leifunum af vi\u00f0skiptaveldi S\u00cdS, n\u00fdtti s\u00e9r valdast\u00f6\u00f0u Frams\u00f3knarflokksins 1995- 2007 til a\u00f0 tryggja sinn hlut \u00ed helmingaskiptunum (B\u00fana\u00f0arbankinn-Kaup\u00feing, Samvinnutryggingar-V\u00cdS, fyrir utan \u00feeirra hlut \u00ed gjafakv\u00f3tum sj\u00e1var\u00fatvegsins). Helstu tengili\u00f0irnar voru Finnur Ing\u00f3lfsson, Sigur\u00f0ur Einarsson og \u00d3lafur \u00d3lafsson \u00ed Samskipum. Finnur n\u00fdtur l\u00edklega \u00feess vafasama hei\u00f0urs a\u00f0 vera fyrsti stj\u00f3rnm\u00e1lama\u00f0urinn, sem n\u00fdtti s\u00e9r p\u00f3lit\u00edsk tengsl s\u00edn til \u00feess a\u00f0 ver\u00f0a au\u00f0k\u00fdfingur \u00e1 m\u00e6likvar\u00f0a hinnar n\u00fdr\u00edku forr\u00e9ttindast\u00e9ttar, sem var\u00f0 til upp \u00far einkavinav\u00e6\u00f0ingunni. B\u00f3karh\u00f6fundur l\u00fdsir \u00fev\u00ed vel, hva\u00f0 var \u00ed h\u00fafi vi\u00f0 a\u00f0 tryggja S-h\u00f3pnum yfirr\u00e1\u00f0in yfir Kaup\u00feingi (bls. 45):
\n\u201eEins og v\u00e6nta m\u00e1tti var gr\u00f3\u00f0avonin mikil. Marka\u00f0svir\u00f0i Kaup\u00feings- B\u00fana\u00f0arbanka sameiginlega var um 500 millj\u00f3nir evra \u00ed jan\u00faar 2003. T\u00edu m\u00e1nu\u00f0um s\u00ed\u00f0ar haf\u00f0i marka\u00f0svir\u00f0i\u00f0 n\u00e1\u00f0 910 millj\u00f3num, sem \u00fe\u00fd\u00f0ir a\u00f0 S-h\u00f3purinn haf\u00f0i gr\u00e6tt \u00fev\u00ed sem n\u00e6st 10 millj\u00f3nir evra \u00e1 m\u00e1nu\u00f0i, fr\u00e1 \u00fev\u00ed a\u00f0 \u00feeir komust yfir bankann\u201c.<\/p>\n
\u00c1 bls. 163 er tafla, sem l\u00fdsir vel tengslum Sj\u00e1lfst\u00e6\u00f0isflokksins og Landsbankans \u00ed a\u00f0draganda hrunsins. Sagan s\u00fa byrjar me\u00f0 \u00fev\u00ed, a\u00f0 forma\u00f0ur Sj\u00e1lfst\u00e6\u00f0isflokksins \u00e1 st\u00f3li fors\u00e6tisr\u00e1\u00f0herra trygg\u00f0i Bj\u00f6rg\u00f3lfum yfirr\u00e1\u00f0 yfir Landsbankanum og \u00e1skildi s\u00e9r \u00ed lei\u00f0inni, a\u00f0 \u201etalsambandi\u00f0 vi\u00f0 flokkinn\u201c v\u00e6ri \u00f3sliti\u00f0, eins og Styrmir Gunnarsson or\u00f0a\u00f0i \u00fea\u00f0. \u00deessu til sta\u00f0festingar var framkv\u00e6mdastj\u00f3ri Sj\u00e1lfst\u00e6\u00f0isflokksins og helsti fj\u00e1raflama\u00f0ur \u00ed aldarfj\u00f3r\u00f0ung, Kjartan Gunnarsson \u2013 annar n\u00e1nasti samstarfsma\u00f0ur formannsins \u2013 ger\u00f0ur a\u00f0 varaformanni bankar\u00e1\u00f0sins og n\u00e6str\u00e1\u00f0andi me\u00f0 Bj\u00f6rg\u00f3lfi.<\/p>\n
Listi yfir helstu stj\u00f3rnendur Landsbankans, eins og hann leit \u00fat daginn sem bankinn f\u00f3r \u00e1 hausinn, er n\u00e1nast samhlj\u00f3\u00f0a skr\u00e1 yfir fyrrverandi formenn e\u00f0a stj\u00f3rnarmenn Heimdallar, SUS, V\u00f6ku og Orators (en \u00feessi f\u00e9l\u00f6g mynda hina hef\u00f0bundnu \u00fatungunarv\u00e9l \u201eapparats\u00edka\u201c Flokksins) og a\u00f0sto\u00f0ar- og venslamenn r\u00e1\u00f0herra Flokksins. S\u00e9rstaka athygli vekur, a\u00f0 fyrrverandi a\u00f0sto\u00f0arma\u00f0ur Geirs Haarde og forma\u00f0ur SUS st\u00fdr\u00f0i marka\u00f0ssetningu ICESAVE- reikninganna \u00ed Bretlandi og Hollandi (og haf\u00f0i \u00ed undirb\u00faningi a\u00f0 opna \u00fatib\u00fa \u00ed ellefu l\u00f6ndum, en f\u00e9ll \u00e1 t\u00edma), auk \u00feess sem einn vara\u00feingma\u00f0ur Sj\u00e1lfst\u00e6\u00f0isflokksins var honum til a\u00f0sto\u00f0ar vi\u00f0 \u00feetta verkefni. Sj\u00e1lfur var a\u00f0albankastj\u00f3rinn (\u00feessi sem l\u00fdsti ICESAVE sem \u201et\u00e6rri snilld\u201c), gamall stj\u00f3rnama\u00f0ur \u00ed V\u00f6ku, \u00e1samt me\u00f0 sj\u00e1lfum forstj\u00f3ra Fj\u00e1rm\u00e1laeftirlitsins. \u00dea\u00f0 er leitun a\u00f0 sk\u00fdrari d\u00e6mum um samtvinnun stj\u00f3rnm\u00e1la og bissness, \u00fear sem stj\u00f3rnm\u00e1lamennirnir eru \u00e1 m\u00e1la hj\u00e1 vi\u00f0skiptafork\u00f3lfunum, en einmitt \u00feessu. Fr\u00e6ndhygli, kl\u00edkukap\u00edtalismi, p\u00f3lit\u00edsk spilling. \u201eThe old scool tie\u201c kemur v\u00ed\u00f0ar vi\u00f0 s\u00f6gu en \u00ed st\u00e1ssstofum bresku yfirst\u00e9ttarinnar.<\/p>\n
\u00dea\u00f0 er varla von, a\u00f0 Fj\u00e1rm\u00e1laeftirliti\u00f0 hafi gengi\u00f0 hart eftir \u00fev\u00ed, a\u00f0 ICESAVE-reikningarnir yr\u00f0u reknir \u00ed formi d\u00f3tturf\u00e9lags (en ekki \u00fatib\u00faa) \u00e1 \u00e1byrg\u00f0 tryggingarsj\u00f3\u00f0a vi\u00f0komandi landa \u2013 en ef svo hef\u00f0i veri\u00f0, v\u00e6ru engir ICESAVE-reikningar \u00e1 bor\u00f0um \u00edslenskra skattgrei\u00f0enda. \u00dea\u00f0 er \u00fev\u00ed engan veginn \u00fat \u00ed h\u00f6tt a\u00f0 leggja \u00fea\u00f0 til \u2013 ef og \u00feegar ICESAVE-reikningarnir berast \u2013 a\u00f0 senda \u00fe\u00e1 rakleitt upp \u00ed Valh\u00f6ll til grei\u00f0slu. \u00dea\u00f0an komu \u00feeir og \u00feanga\u00f0 \u00e6tti a\u00f0 senda \u00fe\u00e1.<\/p>\n
Hafa \u00cdslendingar l\u00e6rt eitthva\u00f0 af \u00f3f\u00f6rum s\u00ednum? Hefur eitthva\u00f0 breyst, sem m\u00e1li skiptir, sem tekur \u00e1 ors\u00f6kum vandans, fremur en bara aflei\u00f0ingunum? Hafa \u00feeir sem sannanlega b\u00e1ru p\u00f3lit\u00edska \u00e1byrg\u00f0 \u00e1 \u00f3f\u00f6rum \u00fej\u00f3\u00f0arinnar, vi\u00f0urkennt s\u00edna s\u00f6k? Er b\u00fai\u00f0 a\u00f0 koma l\u00f6gum yfir fj\u00e1rgl\u00e6framennina? E\u00f0a eru \u00feeir flestir enn \u00e1 s\u00ednum sta\u00f0 \u2013 \u00fe\u00f3tt sumir kj\u00f3si a\u00f0 l\u00e1ta l\u00edti\u00f0 fyrir s\u00e9r fara \u00ed bili \u2013 og b\u00ed\u00f0a f\u00e6ris? Lesendur geta sj\u00e1lfir svara\u00f0 \u00feessum spurningum \u00fat fr\u00e1 eigin reynslu. En s\u00fdna ekki endurteknar sko\u00f0anakannanir, a\u00f0 Sj\u00e1lfst\u00e6\u00f0is-frams\u00f3knarflokkurinn, fengi hreinan meirihluta \u00e1 Al\u00feingi, ef kosi\u00f0 yr\u00f0i \u00e1 morgun? Segir \u00fea\u00f0 ekki allt, sem segja \u00fearf? Ver\u00f0ur \u00cdslands \u00f3hamingju allt a\u00f0 vopni?<\/p>\n
Ni\u00f0ursta\u00f0a: Saga hrunsins s\u00f6g\u00f0 \u00e1 mannam\u00e1li, eins og h\u00f6fundur upplif\u00f0i hana sj\u00e1lfur sem ver\u00f0br\u00e9fasali. Uppl\u00fdsandi og l\u00e6rd\u00f3msr\u00edk b\u00f3k, au\u00f0lesin og spennandi, enda efni\u00f0 reifarakennt. Tilvalin j\u00f3lagj\u00f6f handa vinum og vandam\u00f6nnum \u00ed \u00fatl\u00f6ndum \u2013 l\u00edka handa \u00feeim sem fl\u00fai\u00f0 hafa land.<\/p>","protected":false},"excerpt":{"rendered":"
ON THIN ICE
\n \u2013 a modern viking saga about corruption, deception and the collapse of a nation. Br\u00fa\u00f0uleikur, 2011<\/p>\n
Ef \u00fe\u00fa nennir ekki \u2013 e\u00f0a hefur ekki t\u00edma til \u2013 a\u00f0 lesa 2000 bls. \u00cd 9 bindum RANNS\u00d3KNARNEFNDAR AL\u00deINGIS til a\u00f0 skilja, hvers vegna \u00cdsland hrundi, eins og hendi v\u00e6ri veifa\u00f0 \u00far fj\u00f3r\u00f0a s\u00e6ti r\u00edkustu \u00fej\u00f3\u00f0a heims ni\u00f0ur \u00ed st\u00f6\u00f0u langlegusj\u00faklings \u00ed gj\u00f6rg\u00e6slu Al\u00fej\u00f3\u00f0agjaldeyrissj\u00f3\u00f0sins (IMF), \u00fejaka\u00f0 af skuldum, atvinnuleysi og landfl\u00f3tta \u2013 \u00fe\u00e1 er \u00feetta tilvalin b\u00f3k handa \u00fe\u00e9r. <\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1,9],"tags":[],"class_list":["post-1305","post","type-post","status-publish","format-standard","hentry","category-allar_greinar","category-greinar_og_vidtol"],"_links":{"self":[{"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/posts\/1305","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/jbh.is\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1305"}],"version-history":[{"count":3,"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/posts\/1305\/revisions"}],"predecessor-version":[{"id":2744,"href":"https:\/\/jbh.is\/index.php?rest_route=\/wp\/v2\/posts\/1305\/revisions\/2744"}],"wp:attachment":[{"href":"https:\/\/jbh.is\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1305"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jbh.is\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1305"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jbh.is\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1305"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}