WHAT´S WRONG WITH EUROPE AND WHY DON´T YOU FIX IT?

Adendum on banking reform.

  • Rebuild the firewall between retail banks, which enjoy state sponsored deposit insurance, and the risk – seeking „shadow-banking“-system.
  • Break up megabanks under the auspices of anti-monopoly laws.
  • No more tax payer bailouts of banks too big to fail
  • A strict cap on CEOs´ supersalaries and bonusus. Tax them away in the case of non-compliance.
  • Remove the massive conflict of interest engaged in rating agencies being paid by the financial institutions they are rating. Let the investors pay.
  • Establish a majority state-owned investment bank for neglected long-term infrastructure investments (such as for clean and renewable energy in place of fossil fuels).
  • Impose a financial transfer tax (Tobin-tax) on financial transactions across borders, both as an instrument of control and a source of revenue.
  • Stop the taxation „race to the bottom“ inside the EU and make sure multunationals pay their fair share of taxes.
  • Alternatively impose a minimum tax on corporations.
  • Close tax havens – period.
  • Entrust the ECB with full powers as a lender of last resort to member states (including power to issue eurobonds)
  • Change the mandate of ECB to include both full employment and growth – in addition to inflation – like the Federal reserve.
  • Establish an all-EU banking union for minimum deposit insurance and to avert capital flight.
  • Coordinate monetary and fiscal policies on an EU basis.
  • Strengthen the EU-fiscal arm by establishing common wealth and investment funds to sustain growth.

For further details consult:

  • Atkinson: Inequality – What can be Done?
  • Stiglitz: The Euro: How a ommon Currency Threatens the Future of Europe. (part IV. Away Forward)
  • Robert Reich: Saving Capitalism.
  • David Shirref: Break up the Banks – A practical Guide to Stopping the Next Global Financial Meltdown.